Steven’s mantra is “Making the process of getting a mortgage an easy and enjoyable experience for every Clover Mortgage client!”.
As President and Co-Founder of Clover Mortgage Inc., Steven’s mission is to ensure that every mortgage broker at Clover Mortgage is equipped with the knowledge and tools to be able to provide each and every customer with the highest level of care, honesty, and professional advice when it comes to their mortgage and financial needs. His goal is for the mortgage brokers and mortgage agents at Clover Mortgage to develop long standing sincere relationships with every one of their customers, and become their trusted advisors to rather than transactional service providers.
Catering to home buyers looking to buy a new property, homeowners looking to refinance their properties, real estate investors and builders, and commercial property owners and investors, helping them find unique and creative solutions to their needs and challenges.
Steven utilizes his over 20 years of business experience across a variety of industries to revolutionize the mortgage experience for Clover’s customers. One of his biggest strengths is his ability to truly understand people and their needs at a deep level. Priding himself in developing unique strategies and solutions that cater to the individual needs of his customers.
As a licensed mortgage broker, Steven has developed strong relationships with some of the best mortgage lenders in Canada, including many top Canadian financial institutions and a spectrum of alternative lenders in order to be able to provide more Canadians with better options for their mortgage and refinancing needs.
In addition to providing commercial investors, home buyers, and homeowner with the competitive mortgage rates and terms, Steven recognizes the importance and need for educating and advising customers about their financial options. For customers who may have fallen on hard times, Steven ensures that he and the other mortgage brokers at Clover Mortgage help those customers understand how to improve any potential debt and credit challenges that they may have, and helps them develop a realistic plan so that they can qualify for even better rates and mortgage options in the future.
If you need help with your mortgage, reach out to Steven and his team of mortgage agents, brokers, and underwriters at Clover Mortgage today!
For help with your mortgage, refinance, or construction needs call me and my team at 416-949-7838 or email me at steven@clovermortgage.ca today!
TERMS | FIXED | VARIABLE | PRIVATE 1ST MORTGAGE | PRIVATE 2ND MORTGAGE |
---|---|---|---|---|
5 Year | 4.09% | 4.95% | ||
4 Year | 4.14% | |||
3 Year | 4.09% | 5.05% | ||
2 Year | 4.99% | 6.59% | 8.99% | 10.99% |
1 Year | 5.79% | 7.09% | 8.49% | 10.99% |
7 Year | 4.44% | |||
10 Year | 5.80% |